Out-of-Pocket Dental Implant Cost in Austin
- Rhett Kruger
- Oct 15
- 1 min read

In Austin, most patients pay between $3,000 and $6,000 per tooth for a complete dental implant—including implant post, abutment, and crown. When insurance provides little or no coverage, out-of-pocket totals usually land near $4,500 to $5,500 per tooth.
What Changes the Out of Pocket Dental Implant Cost Austin?
Insurance contribution – Some plans cover 20–50 percent of the crown or abutment only.
Bone grafting or extractions – Adds $1,500–$3,000 for grafts or $100–$500 per tooth for extractions.
Crown selection – Premium ceramics increase lab costs.
Sedation or anesthesia – IV or oral sedation adds fees.
Case complexity – Limited bone, angulation, or multiple implants affect pricing.
Example Monthly Payments
Out-of-pocket $4,800 financed 60 months ≈ $95–$105 per month, depending on credit and lender terms.
FAQs
Will a membership plan help?
Many Austin clinics offer membership plans that discount major procedures 10–20 percent.
Can I split treatment across two years?
Yes — have surgery this year and the crown next year to use two annual maximums.
Is HSA/FSA allowed for the whole amount?
Usually yes, up to your account limits.
Do clinics provide itemized quotes?
They should — always request one so you can compare accurately.
Want a clearer number?
Check your personalized estimate | See monthly payment options
Note: Prices are estimates for Austin and are not a medical quote.
Updated October 2025
Sources: ADA (2025); Texas Dental Journal (2025); CareCredit (2025)



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